This debt termination program has legally stopped hundreds of millions of dollars of credit card debt from being collected since 1994. Our focus has been to stop every unsecured debt collection with simple and time-tested letter writing strategies. Our results are proven and we offer an outstanding guarantee; that if you order our material, the Basic and Advanced ToolKits, and follow the instructions to the letter, and ever have to pay because of a judgment, seizure or garnishment, we will pay your debts for you with expenses! Here are the terms of the Guaranteed Program:

1. For each purchaser's account that meets these criteria, we will pay all of your credit card debt with expenses and refund your money if you follow our program without exception and have to pay any creditor because of a judgment or garnishment.

This program is recommended for people who have no incentive to pay, cannot or do not want to file bankruptcy or attempt a debt consolidation, and can handle a diminished credit history for about one year. It takes about one year to complete. We first terminate the credit agreement with a notice of final payment and certain terms. The terms force the creditor to accept the payment as payment in full, and are enforceable against the creditor as long as the creditor accepts the payment. In thousands of cases we have been involved in, no creditor has ever refused a payment. We then show you how to stop harassing phone calls. The debt is usually charged off to a collector and we then request a validation, showing the collector why no claim can be maintained. Our program stops all of the harassing phone calls and nasty collection notices and allows you the peace of mind to get on with your life.

In less than one percent of the collections, an attorney is hired and a lawsuit is brought against the account holder. Some of the cases we have taken were already in court. Following our program, every subscriber has successfully defeated the creditor, both in and out of court. In most of those, the subscriber never had to appear in a courtroom, it was all completed in the mail. In nearly every case, the creditor failed to appear or pursue the collection after our program was applied. They allowed the lawsuit to be dismissed by the court or they withdrew it themselves. We recently had one subscriber who used our program to not only defeat the lawsuit brought by a creditor, but he won a default judgment against the creditor for the amount the creditor wanted in the lawsuit!

The Basic Tool-Kit is titled Winning the Collection Game, 3rd Ed. (215 pages) and shows you how to terminate credit card agreements, stop collector phone calls, stop debt collectors from pursuing collection, and restore your credit history within one year.

Winning the Collection Game includes a step-by-step analysis of how each and every possible collection action that could be taken against you can be nullified, and even how to pursue a complaint against any type of creditor. It includes sample forms and instructions designed for quick reference so you don't need to spend hours studying complex legal theories in order to realize success. This material has been successfully used by thousands of people who had little or no legal training.

Winning the Collection Game also includes detailed instructions on how you can force the bank or mortgage company into a settlement arrangement to cancel your mortgage and give you clear title to your house or real estate. You will learn how the bank customer is actually the depositor (creditor) in any type of bank account created under the pretense of a "loan." Because of the "matching" principle (double-entry bookkeeping) in "generally accepted accounting principles" and because of Federal Reserve Bank policies, banks are legally forbidden from loaning anything?and we can prove it using the banks? own software. The idea of a bank "loan" is a charade and it is all made up?a fairy tale. Winning the Collection Game will show you how to prove it and force the bank into a settlement agreement out of fear that you will publish your proof and reveal the truth to everyone else with a mortgage. Winning the Collection Game shows you how to successfully defend yourself against a lawsuit from a creditor or debt collector, and do so effectively with little or no legal training.

Volume 2

The second volume of the Basic Toolkit is titled Paper Forms and Political Piracy, 4th Ed. (345 pages) and reveals some very interesting facts about the federal income tax system. For example, did you know that:

· There is no law requiring disclosure of a Social Security Account Number (SSAN) in
filling out an application;
· There is no law compelling anyone to provide a SSAN as a condition of working;
· There is no law compelling an employer to withhold for income tax purposes; and that
· There is no law requiring anyone to sign any document "under penalty of perjury."

We have admissions to all the above made by an attorney representing the IRS in an actual tax court proceeding, in addition to other evidence. Accordingly, Paper Forms and Political Piracy provides several effective negotiating techniques on how to stop all W-4 withholding and how to enter into agreements without any SSAN or EIN disclosure. It explains every detail about how to legally avoid disclosing more information at an audit than is required by law.

This information is not published anywhere else; it is unique to our approach and highly effective. This volume also explains every important aspect about tax court, the Freedom of Information Act, the Privacy Act, trust organizations, and stopping levies and removing notices of federal tax lien from the public record and your credit report, and also includes settlement offers for those who file returns.

Volume 3

Volume 3 is titled Due Process Practice Guide (293 pages) and includes eighteen months of newsletters in which we discuss actual case histories of subscribers who have used the material we publish to successfully resolve their collection problems. It explains in great detail how the programs were applied and the results achieved. It also includes hundreds of legal citations about relevant case law, so you get a better understanding of laws involving trust organizations, due process rights, and other important issues about the tax code and debt collection laws.

This program has been tried and tested in the USA and we have experienced incredible results. In fact, no other organization or publication to our knowledge has achieved results even close to ours. This is the most powerful and effective debt-nullification information you will find. It has recently gained the interest of attorneys in several states and they are now adopting it in defense of their clients. None of our subscribers has ever had to pay as much as a single penny on any credit card or debt collector account.

All these strategies will also work in other countries such as New Zealand, Australia and Canada, but you must be willing to modify some of the material yourself. The reason they work is because the legal foundation in each of these countries is set up just like that of America?s. It may also work in other countries with a similar legal system.

Compact Disk

The Compact Disk contains forms, files, and data developed over the years to eliminate debt collection problems caused by banks, debt collectors, and tax collectors. It contains a complete copy of the author?s computer files and database developed over thousands of hours of actual casework over many years. The CD contains 7.6 million bytes of information in 115 files organized into 30 folders and gives unlimited access to the files database of sample forms, letters, and legal briefs.

As revealed in the CD, thousands of IRS, bank, and debt collector problems have been resolved since 1993, and the sample forms and letters are from actual cases that were successfully resolved for other subscribers. The objective is to keep you far away from court, and this is the result nearly every single time. There is no need to struggle on your own against abusive banking, tax, and credit reporting systems. In addition to all the foregoing, you will also receive inside information about asset protection, offshore and private banking, and business management techniques that force third parties to comply with identifying number-disclosure regulations.

Building a Future

There are thousands of Americans learning the truth and reclaiming their freedom and privacy, and recovering from overwhelming debt using our simple, time-tested, letter-writing techniques. The information you receive in The Basic Tool-Kit will serve you for a lifetime and you will no longer be dependent upon the advice of an attorney or tax professional to meet your basic needs. The information is clear, comprehensive, and designed for people with a busy schedule who don?t have the time to become a law student. The quick and ready template files by themselves are enough to make the Tool-Kit CD the most helpful and effective product of its kind.

The Million-Dollar Letter

If you would like to learn the first technique in the "martial art" of stopping debt collectors, this little letter is the most powerful and effective technique ever developed and stops them dead in their tracks! Most attorneys don't even know how it works?but it's so simple you won?t need an attorney to succeed in protecting yourself and your property, and in recovering your peace of mind. Because I care about you and how you are doing I would like you to have this professionally written and incredibly effective letter at no cost.

For "The Million-Dollar Letter" Click here.