Eight years ago, although I was beginning a career with some of the best minds in the world, I didn't know the most important things to prepare for my financial future. I knew I was going to make well on my career investment, but I was completely blind in knowing how to make all the hard work literally pay off in the end.

I am publishing this message for my friends who I would like to benefit from the same investment success as millions of people are enjoying. My target audience are those who have not participated in the stock or bond market in some fashion and are still thinking that saving at a bank is the way to be sucessful with your money.

This IS for everybody, including you. You don't have to understand the details of the economy, what stocks are hot, or what bonds are not. It only takes a few simple moves and a small amount of effort. This is NOT a get rich quick scheme. I am NOT trying to convince you into something that benefits me. This is simply the rules of your modern day personal finance.

I have had a genuine interest in explaining all of this to my friends. I will attempt a comprehensive summary here. Please ask me to clarify anything. I want to edit this until I clear the confusion. My pursuit of knowledge for financial stability has turned into a passionate, fun hobby for me.

Although I spend a lot of time on this hobby, this amount of time is NOT necessary for achieving similar success. For whatever reason you have not started yet, I will try to convince you that this information is useful and should be strongly considered. I already got my family involved and they are amazed at the results.

In section No Secret, I will explain why you are probably unaware of the advantages I describe in these investment pages.

As I wrote these pages over the last few weeks, the stock market has been declining rapidly. This especially holds true for the technology stocks in which a significant rise has occurred prior to the decline. I am not worried and wish I had even more money to put into the market. This is a great buying opportunity for everyone. The markets will soon bounce back. Even with the big declines the overall gain is still significant on the high side to appreciate long term stock market investments.