Brown meat and onions, drain well. Add enchilada sauce and simmer 20 minutes. In a seperate pan heat peppers and soups. Grease baking dish and line with tortillas (quartered). Add in layers; meat, soup and water mixed with cheese. Start over with tortillas and end with cheese. Cover and allow to set for 30 minutes. Bake, uncovered, 45 minutes at 350 degrees.