Two winners of a Most Embarrassing Moments contest in New Woman magazine:

"While in line at the bank one afternoon, my toddler decided to release some
pent-up energy and ran amok.  I was finally able to grab hold of her after
receiving looks of disgust and annoyance from other patrons.  I told her that
if she did not start behaving *right now*, she would be punished.  To my
horror, she looked me in the eye and said in a voice just as threatening,
'If you don't let me go *right now*, I'll tell Grandma that I saw you kissing
Daddy's pee-pee last night!'  "The silence was deafening after this
enlightening exchange. Even the tellers stopped what they were doing!  I
mustered up the last of my dignity and walked out of the bank with my daughter
in tow. The last thing I heard  when the door closed behind me were screams of
laughter."

-Amy Richardson; Stafford,Virginia
 

"It was the day before my eighteenth birthday.  I was living at home, but my
parents had gone out for the evening, so I invited my girlfriend over for a
romantic night alone.  "As we lay in bed after making love, we heard the
telephone ring downstairs.  I suggested to my girlfriend that I give her a
piggyback ride to the phone.  Since we didn't want to miss the call,  we didn't
have time to get dressed. When we got to the bottom of the stairs,  the lights
suddenly came on and a whole crowd of people yelled,'SURPRISE!' My entire
family - aunts, uncles, grandparents, cousins and all my friends were standing
there!  My girlfriend and I were frozen in a state of shock and embarrassment
for what seemed like an eternity.  "Since then, no one in my family
has planned a surprise party again."

-Tim Cahill; Poughkeepsie, New York