My first colored pic.  I believe I used Adobe PhotoDeluxe Business Edition.  That should explain its overall  ::garbaginess::  but it probably wouldn't have been any better if I would have used Adobe Photoshop 5.0  which I now have thanks to Dane::  

The drawing itself is pretty good though.  I especially like the buttocks and legs . . . they came out exactly as planned.  I would post the pencil art, but it was scanned incorrectly and, further, it's not very clean  ::a lot of smudges and what not::