Well, you've decided that you want to purchase that new/used car. They're several things to keep in mind prior to visiting the selling dealership.

BUDGET

You know how much that you can afford to spend. Set a limit and stick to it. The selling dealer will have effective tools to raise that limit but DON'T WORRY I will be addressing these issues.

DOWN PAYMENT

The current advertising that you have read or seen says "NO MONEY DOWN". Needless to say, there is small print. The dealers include the wording "with approve credit". Please be aware that this situation might occur; however, some individuals, for one reason or another, will NOT qualify for the no money down. They may have to come up with some percentage of the vehicle selling price in the form of a down payment. Also, most financial institutions require some form of a down payment (the general rule is 10% of the selling price).

PRE SHOP

What do I mean by "Pre Shop"? Most dealerships will be closed one day a week. On that day, or after "normal" working hours, go by the dealership that has a vehicle that you are interested in (I don't consider this a visit for purchasing). Look at the "maroni sticker"---THE PRICE STICKER. There is a wealth of informtion here i.e. est. mileage, standard options, additional options, & price including base price, options price, special factory discount package, and destination charges. Then find the style of vehicle that you want and can afford. Make yourself aware of available options.

NOW YOU ARE READY TO VISIT THE SELLING DEALERSHIP
(during working hours)