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Residential Mortgage Loans

Whether you are looking to purchase a home or refinance your current home, we have many products to suit a variety of needs.


* * * NEW * * *

100% Loan to Value (LTV) VA Government insured loans to $203,000
103% LTV Owner Occupied up to $275,000 with mortgage insurance
100% LTV Owner Occupied up to $275,000 with mortgage insurance
100% LTV Owner Occupied up to $275,000 no mortgage insurance
97% LTV Conventional $275,000
95% LTV Owner Occupied up to $275,000 + custom construction
95% LTV Owner Occupied up to $300,000, 3% own money, 2% gift,
no income restrictions.
95% LTV Owner Occupied manufactured home land package up to $275,000
95% LTV Owner Occupied to $400,000, Jumbo loans
95% CLTV to $650,000 Owner Occupied S.F.R. 80% 1st & 15% seller carry back
90% LTV Second Home (vacation home) up to $275,000
90% LTV Owner Occupied duplex to $351,950
95% LTV Non Owner Occupied investment property $300,000 S.F.R.
80% LTV Owner Occupied 3-4 multiplex up to $425,400 - $528,700
80% LTV Non Owner with no limit to properties currently owned
80% LTV Non Permanent Resident Alien Owner Occupied
75% LTV on buildable lots in Western WA
75% LTV Non Permanent Resident Alien Second Home, ideal for children attending college in the States while parents stay in homeland.
70% LTV Owner Occupied from $650,000 to $3,000,000 Jumbo loans
* Most loans, 80% and up, have mortgage insurance, special programs do not.
(Jumbo products will have a slightly higher interest rate)
** Owner occupied or non, up to 3,000,000 with adjusted LTV's per loan amount.


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Houston, TX 77014
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