Yaniv, Hamilton, Edwards, & Associates; Ltd.
~ A Premier Legal Force in Collections Law ~
Collections Policy
While debt collection by a Law Firm is clearly more effective in terms of securing repayment, it also necessitates a degree of discretion, and responsibility of action. As such, Yaniv, Hamilton, Edwards, & Associates, Ltd. firmly supports the precepts of the United States Fair Debt Collections Practices Act.
At Yaniv, Hamilton, Edwards, & Associates, Ltd., we have determined that, when a debtor is made to understand the validity of a debt, they are much more likely to see the inevitability of its repayment; and thus exhibit a greater willingness to do so in an expeditious manner. As such, all of our representatives endeavor to educate a debtor, rather than to intimidate them.
All of the representatives of Yaniv, Hamilton, Edwards, & Associates, Ltd. are well versed in our firm's guiding policy, which requires them to recognize and respect the fundamental right of every debtor that we contact for our clients to be treated with dignity and respect, depite the fact that that they have incurred a bad debt.
We have determined that, by showing a calculated repect for the debtor, it is far likelier that the debtor will recognize that we are approaching their case in a non-confrontational manner. The premise is that we are simply trying to help the debtor to resolve their financial obligation as painlessly as possible for everyone; while still making it clear that simply ignoring their debt will not make it go away.
We feel that these fundamental beliefs, which are innate to our firm and its representatives, not only precipitate our unusually high success rate, but also allow us to satisfy the needs of our clients, while protecting their debtors' rights to privacy, dignity, and self-respect.
Naturally, there are instances when our initial contacts with a specific debtor indicate that our "soft" approach to pursuing remuneration for our clients has proven to be unsuccessful. In such cases, we are forced to utilize more aggressive means to settle the case in question. This includes formally pursuing legal action against the debtor on the client's behalf, up to and including litigation, if necessary.
We have further determined that many debtors simply don't believe that we are actually prepared to follow through on pursuing legal action until after they receive notification from our firm as to when to appear in court. As such, even in cases when it appears that litigation is apparently going to be necessary, we have also been highly successful in obtaining settlements for our clients after a debtor has been formally notified that legal action was pending against them.