All guests are fully insured against sickness, accidents and accidental death.

The Insurance Company we use is Pacific International Insurance Company Ltd. We have chosen this company because the Insurance Policy they provide is very portable and gives you a choice of Doctors, Hospitals and countries of treatment that most other companies don't provide. They evolved from the Blue-Cross Asia Pacific Company, which was established in Hong Kong in 1969 and have a very large client base throughout the world today